Wednesday, July 22, 2009

Whom Would You Choose – Laxmi or Saraswati?

Recently I had written something that is very close to my heart. It is about the relationship between Goddess Saraswati and Goddess Laxmi. Probably many of you might have already read it and still many others might already be knowing our thoughts on it. However, for all those who are new to our way of thinking, I thought I will share it once again.

Before you read ask yourself honestly - Whom would you choose - Laxmi or Saraswati?

Many people think investing is only about getting Laxmi – The Goddess of Wealth. Most investors whether on the stock market in real estate or in commodities are looking for quick tips and making fast money. The problem with fast money is that it comes fast and runs away even faster. As they say a fool and his money are soon parted. The stock market is filled with sharks who want to take away the money of informed fools who don’t believe in having the blessing of Saraswati, the Goddess of Knowledge.

Goddess Laxmi does not ever stay with a person who is looking at quick ways to get her. She is like a lovely wife who needs to be taken care of, loved and treated with respect.

Over the years, I have learnt one of the most powerful secrets of creating wealth and that is to always invest in Knowledge. Always pursue Goddess Saraswati and wealth is sure to follow. Anyone who has knowledge is eternally wealthy when it comes to investing.

Today for instance I know of a company that has assets worth Rs 10,000 crore but the entire value of the shares being sold (Market Cap) is only Rs 2,000 crore. Isn’t this much more priceless information that a hot tip being speculative by some manipulators who tell you that share price will double if you buy now?

In the company which I invested, I already know assets are worth 5 times than the stock price. There is no guess work or speculation. When I have Saraswati on my side, I don’t need to worry and already know what my risks are and return potential.

My best investments all have been based on such simple facts. At the peak of the Crash I had bought companies at extremely low valuations and all ended up going up by an average of 100-150%. This was all because of the blessings of Goddess Saraswati.

How many investors really spend time investing in knowledge? Investing is the only field where people with such little knowledge and training jump in to make a quick buck. When people want to be a doctor, engineer or pilot don’t they invest time, money and effort into learning more and acquiring Saraswati? Imagine how dangerous it would be if a pilot jumped into a plane and flew it. It would be suicidal.

Most people become suicidal when it comes to investing. They jump in with lakhs of rupees into the markets and at some point or the other make heavy losses. I too made similar mistakes when I started, however after those mistakes I invested in learning. Only after I become a devotee of Goddess Saraswati was I really able to attract Goddess Laxmi. This is one of the universal laws of wealth and if you want to be a successful investor, which I hope you do, you need to start investing in knowledge first.

Our rich Indian culture and heritage is one of the best places to learn about investing and can teach you much more than a fancy MBA or PHD in Finance.

When I talk about knowledge, I don’t mean an academic course. But I mean something more practical for instance, interacting with experienced investors, meeting them and getting to learn from people who have already done it. Make them your Guru and learn from them. The Happionaire™ Way has always propagated that learning should be practical and useful rather than just academic.

I wish you all the best in your pursuit of Laxmi with the blessing of Saraswati.

Keep smiling and happy wealth creation!

Yogesh Chabria

The author dreams of making each and every Indian financially literate the Happionaire™ Way. His latest bestselling book, Happionaire’s Cash The Crash helps investors make the most of now, while sharing little known insider secrets. You can find out more by visiting


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Do you Know The Truth? Find out what fellow Happionaires felt about our last post.


Anonymous said...

I just started reading Cash The Crash and realized the power of knowledge. This book isn't just a book according to me for the Crash but is priceless no matter how. The way you have analyzed the company and balance sheet, really reveals a lot about how knowedlge can be used as an x-ray vision to create wealth by investing smartly.

Thanks for this lovely service you are doing for the nation and us Happionaires.

Umesh Garg

Anonymous said...

Dear Yogesh,

You have a gift for putting things so simply & beautifully. The blessings of Goddess Saraswati are needed not just when it comes to investing, but in every field, every aspect of life. It is only with knowledge that we can improve, progress & make things better :)

It's a wonderful initiative you have taken to create awareness & spread knowledge. Wish you all the best for the training programmes & hope to attend one of those soon & learn from you :)

Take care & God bless!

Satish Patel said...

Since Yogesh started suggesting Gold, I have been slowly accumulating Gold in whatever form I could. Here are some more reasons on Why to Invest in Gold?

Click here to read the detailed article.

Gyan Dutt Pandey said...

Goddess Laxmi, Saraswati or Kali (Goddess of wealth, creativity and destruction) are the three dimensions of the same mother force. One who understands, is most at ease with himself.

kanika said...

Pandeyji you have said it very correctly. These days many people because of just materlism tend to forget abotu Saraswatiji.

Chabriaji you are doing excellent work in trying to bring the right values and correct ways not just to investing but also to life. I hope the number of Happionaires keeps growing every single moment and our dream is achieved.

viswa said...

in which field the company belong to , which was specified as 2000 cr market cap.

g. sukhani said...

I remember you sharing such companies in the past through your reports as well as in Cash The Crash. Market cap is almost 5-6 times less than real asset value and all of them have gone up almost 100% since you shared them.

I think I have been able to figure out which company this is and will start buying! ;-) Saraswati surely leads to Laxmi. We have enough proof here.

Anonymous said...

knowledge is wealth.

it will be achieved only b'cas of saraswati.
i think it is a telecom company wich was mentioned by yogesh sir.

The Happionaire™ Blog said...

I am glad that our fellow Happionaires feel the same way about Saraswati - Knowledge. As Pandeyjii very beautifully put it, they are all one and the same universal and divine energy taking different forms.

Many people unfortunately fail to understand this and just run behind money- in life we need water, air, food, shelter all equally in a balanced way. Imagine what would happen if someone decided that all he wanted to do was drink water and nothing else, or just own lots of properties and nothing else.

Interesting link Satish. You are right by looking at Gold - I continue to be very optimistic about it.

Viswa doing a bit of reading and research will surely help you find it, the way other Happionaires have!

Best of luck and keep smiling friends!

Yogesh Chabria

Anonymous said...

i think it is from a major airline company , i don't know whether i am right ,seems to be jet airways.