Are You Jealous?

Several times, I see people feeling jealous of others. When they see someone driving in a nice car or enjoying the good life, they instantly feel jealous, they start telling everyone how the money was made through 'unethical' means or how that person simply made it because of 'good' contacts. They are filled with jealousy and burn from inside. Almost always such people never succeed, the never go on to create wealth and even more importantly these people never have inner peace, happiness and love. In this lovely journey called life, jealousy is something that burns people from inside - get rid of it and convert it into inspiration.

Wealth is something beautiful and I feel very happy when I see someone enjoying it. That person is enjoying it because of hard work, intelligence, creativity or probably even because of sheer luck. He or she is an inspiration for me. 

The other day I was visiting Palladium, Lower Parel (Remember I had shared all about it in Invest The Happionaire Way , it is the same place where I had visited Big Bazaar when Lower Parel was just coming up and how it was an excellent real estate opportunity)  I was speaking to the lift attendant, and within the few minutes I was in the lift with him, he shared so much information about the mall and how it ran, I will share these insights in the near future. I love the way we get insights about the way the world works from the most unexpected of people. I loved his attitude - he had no jealousy or envy and knew about the new Shangri La Hotel that came up, the land costs in the area, the stores that were doing maximum business and they profile of buyers. 

People who are jealous send negative energy, they fill their heart with jealousy which in turn becomes anger. Jealousy stops people from being inspired and learning, it stops them from realizing we are all creations of one Invisible Divine Force. This Force is what blesses us, it is this Force that helps up move ahead and come out of the most challenging of times.

Today in our life when we look back, I am sure all of us will remember moments where we were faced with difficulty, times when we thought that everything has ended, times when there was no hope - and then suddenly this Divine Force suddenly gave us energy and today we are have risen stronger.

Jealously makes sure this Force doesn't work for you. This Force doesn't like jealousy, it doesn't like the hatred, it is repelled by it. Instead let us all fill our hearts with love, love for this wonderful thing called life.

A lot of fellow Happionaires have been asking me what all I have been upto,  well for one, I have been writing something - it is a Business Thriller - to me it is one of the most exciting journey's I have had. It is as if I have travelled with the characters of my story into the business world. I have almost finished it. I still haven't sent it any publishers, except one. The one publisher I did share it with, refused to publish it due the apparent controversial nature of the book. Very understandable, but it is a story I want the world to know. Shall share more on it soon.

Lots of love,

Yogesh Chabria 

Happionaire


How Did The Weakest Animal Rule The World? - Share Your Thoughts And Ideas

How Did The Weakest Animal - Rule The World?

Millions of years ago in the dessert there was a very weak and small animal. This animal was the weakest of all - it couldn't run fast like the others, it wasn't as strong as the others, it didn't have claws or sharp teeth - nor did it have poisonous fangs, it wasn't as large as the others either, it did not have any protective armour, it couldn't fly, nor stay underwater, it didn't  have anything - but today a million years later, it is that creature that is ruling over everything on this plant, it can fly and go to the deepest points underwater, in fact it can do everything that it wants to. Have you ever thought what made this animal so strong? What made us the rulers of this wonderful planet? 

The simplest answer, is the power we have to think about the future and work with those around us, as groups. Since we were so weak, and not strong like a tiger, we had to be with others of our species. We had to live in groups and protect and care for each other. We learnt to love each other and form bonds and trust. Love gelled us together and helped us grow stronger. Whatever we learnt, we passed onto the future generation to build up on it, when we were born, we were gifted with the knowledge of what our ancestors learnt over thousands of years before us. It is their love for us, that helps us grow further and further. 

It is love that helps us rule and be a dominant force in this world. Over the past, it has been wonderful dwelling and experiencing the way the human mind works, the way spirituality affects our life and existence  it has been wonderful experiencing nature and experiencing the wonderful gift of love. Being away from noise, being away from sharing views - is lovely. In silence we learn, in loneliness our mind penetrates the depth of learning. 

Today for us as a human race to grow, to thrive, we need to spread love - we need to move away from artificial sources of communication and move to a more real world - touch and feel form of communication. We need to connect with nature and develop technologies that fit wonderfully into the natural world. The Happionaire movement now needs to go beyond simply the stock market or investing, it needs to be a part of the greater existence. It needs to go beyond investing in Gold and sensing how we can benefit from increasing diesel and oil prices. It needs to be about this lovely thing called life. 

Being the weakest species was our greatest boon, by being so weak, we had to develop communities. The human baby is the weakest creature and takes the longest to become independent. This is a wonderful thing, it lets us keep learning and learning. People who learn, are always people who believe they know nothing, they are people who accept the fact that the world and universe is as vast as an ocean, and it is impossible for anyone to know everything. 

The weakest animal shall continue to rule the world - by continuing to be weak. By continuing to love and spreading love. Once this animal starts believing that he has nothing more to learn, once he stops respecting others, stops loving and sharing with others - it will be the end of this animal. 

I want each one of you to share this love with everyone around you. I want you to go and express this wonderful feeling of being alive, being able to read this at the moment, with all those around you - and I want you to laugh and smile because whenever we do that it becomes easier to absorb knowledge. 

Lots of love,

Yogesh Chabria

Happionaire 

What A Good Sea View Can Teach You About Investing?

I have been spending even more time reading, observing and learning. There is an incredible things that are truly exciting. I love nature, it teaches us the most about life and investing. Recently a beautiful sea view taught me so much. Nature is God after all and God is Nature.

In my journey of understanding investing, business I like meeting people and sharing ideas. People teach me the most - more than any book or school or college. One of the most amazing things I recently experienced, was truly magical. I have managed to go to this place close to The Taj, Mumbai at Apollo Bunder. It was to have lunch with someone interesting.

This was the first time I was eating here. It was a nice place on the rooftop of a hotel, which has a much better location and view than even The Taj. In fact, I have never seen a better view of Bombay then this. As I was sitting there, I could see the vast Arabian Sea, several yachts, cargo ships and the sun shining on the sea along with green islands and hill sin the distance on the other side you can see The Taj. For another hundred years, nothing is going to come in front and the view shall remain the same. The food too was amazing and so was the service.

The Taj Hotel, a part of The Indian Hotel Groups, was the same hotel in which I, as well as several other Happionaires invested after the 26/11 attacks. I shared about this investment even in Happionaire's Cash The Crash. Once again see how everything is linked and connected, investing is a part of life. It went on to be a very good investment, but what is sad is that our government still has kept terrorists like Kassab alive, coming back to the place I was having lunch at.

While it isn't a place where they usually serve lunch (it is a cafe and bar), they made an exception as we were having lunch with the person who owns the hotel, Rishi Chhabria (Not related to me in anyway - I'm a Chabria - spelt differently he has a double 'h' - but certainly a fellow Sindhi and Happionaire!). The service was warm and the food amazing too.

Rishi is an interesting person and I think he has one of Bombay's best kept secrets in terms of locations and views. He owns Sea Palace Hotel and I was at Cafe Marina on its rooftop. What got me interested was that this property was purchased by his great grandfather, even before India got independence and at that time it is rumoured to have costed only Rs. 15,000.

It is said that a real estate agent, came to his great great grandfather while he was at the nearby Radio Club,  and told him there was a piece of land available just down the road. Within a span of 10-15 minutes,without even looking at the land, his grandfather told the agent that he will buy the land and immediately gave him some small token.

His family was quite upset with him for making such a move as the entire area was undeveloped, empty, in fact there wasn't even a proper road, but he has told them, that this will be the best investment the family makes. He bought the land and built, what we know today  Now almost seven decades later Rs. 15,000 would be easily worth anything the mind can imagine. Of course Rs. 15,000 was not a small amount back in those days, but then there were so many others who might have blown it up on something else.

My great great grandfather's side(From my Nani's side) for example were one of the richest families in Bombay, but most of them got so much wealth that instead of investing it wisely, blew large parts of it away on horse racing, women, gambling, cars, etc. They did buy several properties, some of which are there till today, but none at such good locations.

Today his great, great, grandchildren and enjoying the fruits he sowed several decades ago. When it comes to investing, people with vision are the ones who succeed. He had the vision to buy the land, even though his entire family was against it. He believed in his heart and listened to his inner voice.

I have met so many people who define that investing and success isn't rocket science. It is about being practical, it is about having the guts to go against everyone else and doing what your heart says - at most you will be wrong, at most you will fall, only to rise again.

Today a few speak about recession and slowdowns, but those aren't the people creating wealth, in fact the number of opportunities are immense. The same way Rishi's great grandfather did back in those days. The thing about real estate bubbles are they affect places which will have a lot of supply, so in Mumbai a place like Lower Parel or Mira Road can be a bubble, but a place near the Taj or other affluent locations with limited supply of land will not be at risk because of bubbles.

Ever since I shared my experiences in Invest The Happionaire Way, I have shared that nothing teaches us better than life and people. After you finish reading this and sharing it with everyone you know, go out and experience life. Drop down at your local cafe, store or restaurant and start speaking to the owner. There is so much to learn.

Keep smiling and happy investing!

Yogesh Chabria
Happionaire 


The Decent Stalker - thank you for stalking us Happionaires!

Stop Analyzing and Get A Free Investment Holiday!

I meet so many people who are constantly thinking and over thinking and trying to analyse everything around them. Many times in our lives, it makes sense to stop over thinking, to stop rationalizing, to stop trying to be like a computer. We are human beings, we are different - each one of us is different and special, many times we succeed at whatever we do only by not over thinking, by not analyzing. We need to start feeling. We have one life - and none of us are here forever. 

I was reminded of this in a recent plane trip I was having. I was coming back to Bombay, and for almost 30 to 45 minutes the plane was shaking violently. During those moments, I realized that how much more I want to do in life. How this life is a lovely gift we have from the Almighty and we should make use of it to the fullest. Not worry too much and do what our heart tells us to do. I prayed to the Divine Force in those moments and requested him for some more time. Well thanks to God, I am here writing. Almost everyone on the plane clapped when we landed. 

In the past too I have had such experiences, once I was on a plane which had to make three emergency landings and had an engine failure where the oxygen levels dropped. Every time such a thing happens, I am reminded to get rid of fear and live my life. 

We are all taught that in business, investing and finance you should analyse things. But many times in life it makes sense to stop analyzing and over-thinking. Some of the best decisions I have made in my life have simply been because I didn't analyze, I just jumped in based on my feelings. I wish the youth today was encouraged to learn about life, through life - many times taking an instant decision is what pays - what helps you succeed. 

I was recently in the Himalayas, it was a beautiful experience. The air, the sites, the nature, the rivers, the vast and majestic mountains. It made me feel how tin we are in this vast universe. It was amazing to simply admire the clouds and mountains, vast lakes in the midst of barren mountains, it makes us realize the beauty of our planet. It is indeed humbling. 

Being able to take decisions and listening to you heart is about keeping your mind free, feeling light and jovial and playful, to develop this further I have thought of playing a game, doing something fun. I enjoy holidays (Am sure you enjoy them too!) and what would be even more exciting in an Investment Holiday - a holiday where you have fun, as well as learn about investing, money, business and other things. 

I'm sure most of you must have read the most recent which I wrote with Anubha Singhania- FUNdamentals of Investing in Equities and Assets That Create Wealth. It has been getting lovely reviews and I am happy you have liked it. I thought as a way of giving back, why not have a nice contest where one lucky person gets to win a Free Investment Holiday?

On this Investment Holiday, you get to visit an all expense paid trip to a holiday destination and get to learn about investing. On this holiday, there will be other fellow Happionaires also. We are planning this somwhere around December.

All you need to do is write a review of the book on Flipkart, share it on Twitter and Facebook with everyone, and email your name and review link to info@happionaire.com and info@qudyn.com (For those of you who don't have Twitter or Facebook, just write a review and send in your name). One lucky winner will win an all expense paid trip for this Investment Holiday. This time there is no analyzing - just pure fun!

Let us all pray to Lord Krishna for his blessings and wish all of you a very Happy Janmashtimi!

Keep smiling and making most of every opportunity! 

Yogesh Chabria

Happionaire

P.S - I had a good laugh reading this - am sure you guys will too. It is by Jasmine Chabria, my sister.

What To Do When Petrol Prices Rise?

The entire news media and people all around are cursing the government for a lack of proper policy, for a falling rupee, rising inflation and an increase in petrol prices. People are complaining to one another about how things are deteriorating and putting the blame on the government.

Is it the government's fault? Of course it is, but governments and politicians all over the world are like blood sucking leeches, no matter how much you complain to them they will continue to suck your blood in the form of taxes which they spend inefficiently. Which will be spent by politicians to serve there own selfish purposes. On large mansions which they occupy and the Z level security used by them. Taxation and governments will always be inefficient. This is a fact of life and no matter what is done, no matter which political party is there in power, this will continue.

While it is right for all of us to protest, raise our voices and ensure our way is heard - we also need to accept on reality. Inflation is going to rise, things are going to become more and more expensive - and saving more is not the way to fight inflation. We need to start investing wisely and need to create more wealth at a rate which is faster than inflation. Saving and trying to pick pennies is no longer a solution to the way the global economy is headed. The only solution is to take control in your own hands, stop depending on anyone else, you are the person who will decide your destiny, who will decide your future. Come up with news ideas, thin creatively and use your imagination to work out new ways to create wealth.

As a Happionaire I have always believed that as human beings we are special, where irrespective of age, sex, creed, color, religion, you can create wealth and succeed if you believe you can.

Almost a year ago I had shared with all of you about how Petrol Prices will rise, now soon Diesel prices will also be rising. Eventually the reality is that petrol, diesel and gas all will become more expensive. They will be de-regularized and while on one hand we can complain and bicker, those people who go on to create wealth try to look for opportunities in everything. Those investments made at that time, will bear immense fruit now. In fact even now it is a good time to benefit from such opportunities. I request all of you to go on and once again read this report, it will help you now as Petrol Prices are rising.

In the past year, as  I shared I have been exploring opportunities in a very different sector away from the stock markets- this sector is very basic to every man. Everyone needs this and is essential to human life, business, work, play, worship. Patiently as my eyes are opened to this new world, I will share with you.

 Keep smiling and make the most of now!

Happy investing!

Yogesh Chabria

Happionaire

Where Had I Disappeared?

P.S.: I want all of you fellow Happionaires to share the above post  with each and every Indian you know, we need to create awareness in the minds and hearts of people to ensure governments know what people are really thinking about. 

Where Had I Disappeared?

I only write when my heart tells me to, over the past few months my heart somehow didn't tell me to write. I didn't write, because I was in the process of experiencing a new world and learning new things. Every time I learn something new, I realize how much more there is to learn in the world and the more I learn the more I know how little I know.

I was missing, no blog posts, no articles, no interviews, no book signings, no talks, no lectures, nothing! I know this might sound strange to a lot of people, I know many of you have sent several emails, posted messages, dropped SMS's, called, etc. all telling me to come and write. It makes me feel nice and humbled, to know all of you are there. That so many people out there want to share ideas and are hungry for knowledge. I thank all of you for the love and support. My sincere apologies to all those who emailed, and I was unable to reply. I missed you all, but in the pursuit of knowledge, sometimes you need to cut away from everything and single mindedly go behind the mission you have taken.

I had several interesting experiences, I met new people, experienced new things, things I never imagined I would ever experience. Learnt things, that are absolutely new for me and widened my horizons.

 

Since my disappearance, I experienced new things, from meeting tigers and riding elephants in the wild jungle, living in a tent with nothing, to learning martial arts and being ready with a brand new book (this book is slightly different from the others.....because it just isn't a book, will reveal more just in time!)

While I was not here, several interesting things happened in the world of finance. Gold touched a new high, dollar touched a new high, the Indian Rupee became weaker than it ever was, the Indian political strata once again disappointed everyone by not making the right decisions. A lack of conviction in making policies, led to an outflow of capital by foreigners.  Inflation sky-rocketed, fuel prices touched a new high, challenges grew, Kingfisher almost went bust. Some people got richer - some others got poorer. India is heading into truly dynamic times and our Politicians, Policy Maker, RBI, need to be very careful about what they do.

Quite a few women, became members of our Happionaire family, through Happionaire's Investment Secrets For Women. In fact my experience with women was so lovely, that I ended up co-authoring a book with an amazing woman, Anubha Singhania. The book is called, Fundamentals of Investing in Equities and Assets That Create Wealth. How this book happened and how it came into being is truly amazing. This book is proof that dreams do become a reality. I will share the story with all of you soon. It is truly an incredible book - I want each one of you to go out there and read it. It is not just another book - but something that is part of a larger mission. A mission which we all need to achieve. 

In the time I was away, all that I learnt, I will share in the coming times. I also look forward to learning more from all of you about what your experiences have been.

God bless and as always keep smiling! There is nothing as lovely in this world as a smile and nobody as rich as someone who is happy!

Yogesh Chabria

Happionaire 

This is where I left last! With Women!

The Happionaire Mantra and Women!

For a past few days - I have been silent. As mentioned earlier too, periods of silence are needed when nothing new is happening. What we spoke about in the past - started happening now. Anyone with observation power would have realized that happening.

Markets going haywire, correcting, real estate in overheated areas going down -Lower Pare in Mumbai for instance, Gold over the long term (In the recent few weeks there have been corrections in the two - the reason behind this is simple, manipulations by vested interests, but in the long term it is hard to suppress prices in physical gold. We can now realize the power of buying physical Gold over an ETF.) If you hold physical Gold - don't worry you are safe. Don't worry if you hold Rupees and are planning to invest and spend in India. The weakness in the Rupee is more to do with the strengthening of the Dollar against all currencies.

But at the same time the deadliest mistake people make is to believe that they can predict the exact movements of markets. Anyone who went 'short' in the hopes that markets are going downwards, would be wiped in a single day when markets rose 500 points. Similarly anyone who went 'long' thinking markets would rise would have lost. The Happionaire Mantra has always been simply of holding for the long term and sleeping peacefully at night.

What we did in 2008 - 2009, we are once again entering that zone. The zone of bliss where you can buy things in your own prices. With real estate prices falling aggressively, there will be good opportunities for investors.

Thanks for all the e-mails regarding the market now - my simple answer is read our earlier posts - the companies we shared earlier, continue to be excellent buys and are amongst the rare few who continued to rise since the market fell. (Alternative Energy Investment to Petrol and Invest in Oranges When Pests Attack) I'm glad almost all of you have made investments in these companies and are smiling - irrespective of where the market is headed. These companies still have a long way to go.

With God's grace soon we are launching our new book meant specially for women - Happionaire's Investment Secrets for Women. I would like to thank all fellow Happionaires here for constantly giving me the support and love to continue writing. You can all pre-book it now - I need all of you to order a copy for yourself or the women in your life or even for yourself, in case you want some insights into the way women think. Writing this book was quite exciting and my journey took me too interesting places, will speak about it more soon. I have always felt that finance, investing and money needs to be made more fun - especially for the women out there.

I honestly hope I'm able to please all the women out there! Fingers crossed!

Happy investing and don't let the small things around you bother you. And to be honest everything around you isn't as big as it looks. It's all small.

May Steve Job's soul rest in peace and may he be one with God.

Keep smiling!
Yogesh Chabria
Happionaire